Nischa Shah
Life is complicated… personal finance doesn't have to be. Ex-investment banker turned creator.
Browsing 9 posts
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Life is complicated… personal finance doesn't have to be. Ex-investment banker turned creator.
Browsing 9 posts
Showing 1–9 of 9
the best way to stop spending money on things you don't need...is to make it slightly annoying to buy them in the first place
Key Takeaways
Tech companies spend billions figuring out how to keep you on their platform longer and make you spend more. Signing up for something that is always quick and easy, cancelling is always harder. They're designing the friction to work in their favour, not yours. So I flipped it. I deleted the shopping apps, removed my saved payment details and made it harder to buy things on impulse. So now if I want to purchase something, I actually have to open up a browser, find their site, log in, enter my card details manually, and that extra 30 seconds, one minute of effort is enough to kill a surprising number of purchases that would have happened on autopilot. And it turns out the best way to stop spending money on things you don't need is to make it slightly annoying to buy them in the first place.